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Should I talk to the other drivers insurance?

The other driver’s insurance keeps calling me, asking for a recorded statement. Should I talk to them?

- B.R, California



The other driver's insurance company will often call you repeatedly soon after an accident. They ARE NOT calling you because:

  • They care about how you are doing.
  • They want to help you get medical treatment.
  • They want to offer to pay for your medical bills.

The only reason they are calling you is to extract information which they can use against you in order to deny your claim or pay you as little as possible. They want to speak to you before you hire an attorney because once you retain legal counsel, the insurance company is not legally allowed to speak to you (without your lawyer's permission).

You should only speak with the other driver's insurance company if you are going to go through them on your property damage claim. If that is the case, only speak to them about your vehicle: where it is, where you want to get it repaired, scheduling inspection, etc. DO NOT talk to them about how the accident happened or your injuries.

If you have been injured in a car crash and are not sure if you need a lawyer, you are welcome to call our firm for a free consultation. We'll give you our opinion on whether you would be better off with an attorney. The more serious your injuries, the more likely you should have a lawyer.

This answer does not constitute legal advice, which can only be rendered after a full consideration of the facts of your case which is not possible in this format; nor establish an attorney-client relationship, which can only be done after you and an attorney meet and agree on the terms of that relationship. This answer is intended solely to provide general information about the justice system. Further, it does not provide the basis for making decisions about a course of action. Before making any decisions about a course of action readers are strongly encouraged to contact a lawyer and secure an attorney-client relationship. Readers must also understand that this format does not provide for confidential communication. Moreover, links to information on this site are for your convenience only and are not an endorsement or recommendation of those sites, and no responsibility is taken for any information at these linked sites, nor makes any representation or warranty with respect to these sites or the information contained therein.